Assured Legacies Case Studies

Murphy's Law - (If Things Can Go Wrong Then They Will)

"My husband was superstitious about making a Will he said he didn't need to anyway as it would all come to me. Now I've had to sell the home we had built up together to pay off his brothers and sisters who hadn't even spoken to him for over twenty years. I'm struggling to make ends meet." Mrs W. Brentwood.

"We were told that we should make a Will and that my partner should appoint me as a guardian to our children as we weren't married but we thought we had plenty of time and kept putting it off . Now I'm having to fight my dead partner's sister for custody of my children and they are all I have left." Mr S. Brighton

"If only mum and dad had realised the problem they were leaving behind I'm sure they would have acted. Now the family are going to have to hand over more than 110,000 to the taxman. My dad will be spinning in his grave" Mr F. SW15

"I couldn't believe my eyes when I saw the figures; the taxman was getting more out of my mum's estate than each of me and my three brothers and my sister." Ms M. Maidstone

"Thank goodness we were approached to sort out our Inheritance Tax problems and were asked to produce our old Wills to refer to the date of signing. Mine wasn't signed and we couldn't find my wife's at all. There's no way I'm taking that chance again" Mr V. Welling

"My brother is an alcoholic that's why dad left everything to me. He knew I would take care of him and make sure he didn't drink himself to death. My brother left the funeral early saying he was too upset to stay. By the time I got back to the house what little cash was laying around the flat was gone and so was the Will. Now he's got half of everything and I'm just waiting for the phone call." Mrs P. Wallington

"The whole family knew that our father had life insurance but he had become slightly senile and had started destroying everything. We know it was only a very small policy and we would all rather have our dad back than any amount of insurance money but he would be mortified to think that the insurance company and worse still the government would end up with it." Mrs G. York

"My brother had been a bedridden recluse for some time and had refused all offers of help being a proud independent man. I'm afraid it came as no surprise to find that the place had to be fumigated when he died. Piles of rotting papers had to be shovelled into black sacks. He used to be a successful business man so goodness only knows what valuable documents were lost forever." Mr H Lincoln

"I received a phone call from my great aunt's neighbours expressing their concern over her wellbeing. I immediately flew over from America to discover that a pair of 'friends' from up the road were 'taking care of her'. I was horrified at the condition of the house and of my great aunt who was nearly blind but who was happily writing cheques to these people for 300 per week for shopping and had been for several months. Worst of all their was hardly any food in the house and it was bitterly cold. I have rather belatedly taken control of her affairs and she is now well fed, warm and comfortable. I dread to think what she went through and wish I had acted much sooner but you don't think anybody would treat a harmless, gentle old lady like that." Mrs D. Iowa

"Although my uncle had been ill for a long while it was still a shock when he died. I was even more traumatised to find that nobody else in the family was the least bit interested in arranging the funeral and the burden all fell on me. I don't want anyone to go through that when I die so I have now arranged my funeral and although it may seem a bit morbid that of my young son as well. The idea of paying for a funeral at today's price for my son when statistically and hopefully it shouldn't be used for at least seventy years seems a good investment to me." Ms T. Chertsey